The SEPA Core Direct Debit Scheme is similar to the broad German debit authorization process, while the SEPA Direct Debit with the German debit order debit is comparable. The SEPA Core Direct Debit Scheme in this case represents the enlarged process, as this may be agreed between businesses and individuals. In contrast, the SEPA direct debit scheme can only be applied under non-consumers, for this there is no right of objection among other things there. This means that the SEPA Direct Debit encashed can not be returned by the debtor.
